I have been licensed since 2012 and have protected over 1,000 families since then.
My primary license is with the state of Pennsylvania, license #640811 and I am licensed several additional states.

Annual Reviews
About once a year I contact my clients to provide an annual review.
What are the benefits of an annual review?
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Lower Premiums - The number one follow up I have with clients is to see if there are new plans available that may lower your premium.
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Life Insurance for Income Replacement- Low cost term life insurance is a good way to provide additional coverage to protect your income and provide additional benefits for your family.
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Spouse - Are your recently married or looking to add coverage for your spouse who was not covered during the initial meeting?
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Retirement Planning - Learn how to protect your retirement accounts from losing money and how to provide a lifetime income.
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Debt Payoff - Learn how to pay off your mortgage and other debts such as credit cards, auto loans, and student debt using cash value in your policy.
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Cash Value Life Insurance - Many clients want to review the options to convert their Term policy to a permanent cash value policy.
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Stop Smoking - If you stopped smoking, then we can review options for a lower non-tobacco rate.
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Children & Grandchildren - There are many life insurance options for your children and grandchildren that can provide lifetime benefits such as cash value and living benefits.
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Beneficiaries - Do you need to change the beneficiary on your policy?
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Address Change - Have you changed your mailing address?
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Living Benefits - Do you want to review how the Living Benefits rider with your policy can help you if you get sick?